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Is it time to make lump-sum investments now?

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No, never. For most investors, making one-time investments becomes a problem. This is because when you invest a large sum of money, then even a one per cent decline becomes unnerving, as one starts relating it to one's monthly income and it looks like one has been defrauded. So, for most individual investors, a fall in lump-sum investments becomes quite frightening.
Having said that, in my opinion, any equity investment should be done with your long-term money (five years or more). Also, this should never be invested as a lump sum. Averaging your investments is very important for managing your behavioural reactions to short-term market movements.
One can never say where the markets may go and we can only say such things with great precision once things have happened. Since you don't know what the markets have in store, being regular with your investments in high-quality funds is the key.

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  1. Phani KumarJuly 17, 2020 at 4:20 PM

    Hey, thanks for the information. your posts are informative and useful. I am regularly following your posts.
    ALPHAGEO (INDIA) LTD

    ReplyDelete

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